Interest Rate
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Deposit Interest Rates (% p.a., w.e.f. 01/06/2021)
| SL. No | Deposit Type | Interest Rate | Senior Citizen |
| 1 | Current Deposits | - | - |
| 2 | Savings Deposits | 3.00% | 3.50% |
| 3 | Term Deposits | ||
| 4 | 15 Days to 45 Days | 4.75% | 5.25% |
| 5 | 46 Days to 90 Days | 5.25% | 5.75% |
| 6 | 91 Days to 180 Days | 6.00% | 6.50% |
| 7 | 181 days to 270 Days | 6.25% | 6.75% |
| 8 | 271 Days to 364 Days | 7.00% | 7.50% |
| 9 | 1 Year and Above | 7.50% | 8.00% |
Other Attractive Deposit Schemes:
- Bhagyajyoti Deposit - MINIMUM 12 Months & MULTIPLE IN MONTHS
- Decent Bank Lakshadhipati Scheme
- Extra .50% Interest for Senior Citizens
- Insurance Protection up to Rs.5 Lac Deposit Amount
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Loan Rate of Interest
| SN | Groups/Institutions/Individual | Purpose | Interest Rate (%) |
| 1 | Sugar Factory/Spinning Mills | Working Capital | 11.5 |
| 2 | Sugar Factory | Short term | 12.5 |
| Excise Duty Loan | 12.5 | ||
| Hypothecation Loan | 12.5 | ||
| 3 | TAPCMC/Consumer Groups | Working Capital | 12 |
| 4 | PKPS Groups (Fertilizer loan) |
Working Capital | 9 |
| 5 | Urban Co-op Societies | All types of loans | 12.5 |
| 6 | Other Purposes (Excluding PKPS) |
Mid term loan | 12.5 |
| 7 | Employment Co-op Societies | Working Capital | 12.5 |
| 8 | Weaver's Co-op Societies | Working Capital | 12 |
| 9 | Karnataka State Farm and Village Development Bank | Over Draft Facility | 12 |
| 10 | Gold Loan | Pledge Loan | 10.5 |
| 11 | SSC Pledge Loan | Pledge Loan | 11 |
| 12 | Salary Certificate based Personal Loan | Mid term loan | 12 |
| 13 | Vehicle Loan | Mid term loan | |
| a) JCB | 12 | ||
| b) Two Wheeler Loan | 11.5 | ||
| c) Four Wheeler Loan (Car Purchase) |
10.5 | ||
| 14 | House Construction/House Purchase | Long term | |
| Flat Purchase | |||
| a) Upto 11 Lakh | 10.5 | ||
| b) Above 15 Lakh and below 25 Lakh | 11 | ||
| Above 25 Lakh | 11.5 | ||
| 15 | House Purchase Loan | Long term | 12 |
| 16 | Commercial building construction/Purchse Loan | Long term | 12 |
| 17 | Home/Commercial space pledge loan a) Upto 5 years only |
Long term | 13 |
| 18 | House hold implement purchase Loan | Mid term loan | 13 |
| 19 | Educational Loan | Long term | 11 |
| 20 | Working Employees' Co-operative societies | Working Capital Mid term Loan |
13 |
| 21 | Crop Loan (through societies and groups) |
Short term | As per govt. norms |
| 22 | Agricultural activities Loan | Mid term loan | 12 |
| 23 | Godown Loan (Agri Co-operative societies) | Mid term loan | 11.5 |
| 24 | Small Scale Industries | Term Loan Working capital |
12 11 |
| 25 | GLG | 11.5 | |
| 26 | SSG a) Direct b) through societies |
Mid term loan | 11 12 |
| 27 | Personal Loan | Working Capital | 12 |
| 28 | Small Traders Loan | Working Capital | 11 |
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Sugar Factory
| SL. No | SUGAR FACTORTY LOAN/SPINNING MILLS LOAN | Interest Rate |
| 1 | WORKING CAPITAL LOAN | 11.5% |
| 2 | MEDIUM TERM LOAN | 13% |
| 3 | EXCISE DUTY LOAN | 12.5% |
| 4 | HYPOTHICATION LOAN | 12.5% |
| 5 | CO-GEN PROJECT LOAN | 12.5% |
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Short & Medium Term
| Sl. No | SHORT TERM LOAN | Interest Rate |
| 1 | CROP LOAN (SOCIETY/INDIVIDUALS) | AS PER GOVT ORDER |
| MEDIUM TERM LOAN- AGRICULTURE | ||
| 1 | AGRILCULTURAL ACTIVITIES | 12.00% |
| 2 | GODOWN (PACS) | 11.50% |
| 3 | S.H.G. LOAN _ LADIES GROUP | 11.00%(D) 12.00%(via. Societies) |
| - GENTS & MIXED GROUP | 11.00% (D) 12.00% (via. Societies) | |
| MEDIUM TERM LOAN - NON AGRICULTURAL LOAN | ||
| 1 | PACS SOCIETY - FERTILIZER LOAN | 9.00% |
| 2 | T A P C M /CONSUMER SOCIETY | 12.00% |
| 3 | URBAN CO-OP SOCIETY | 12.50% |
| 4 | INDUSTRIAL CO-OP SOCIETY | 13.00% |
| 5 | WEAVERS CO-OP SOCIETY | 12.00% |
| 6 | K.S.A & R D BANK -O D FACILITY | 12.00% |
| 7 | EMPLOYEES CO-OP SOCIETY-CASH CREDIT | 13.00% |
| 8 | MEDIUM TERM | 12.00% |
| 9 | INDUVIDUAL LOAN-CASH CREDIT | 12.00% |
| 10 | SMALL BUSINESS- CASH CREDIT | 11.00% |
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Individual
| SL. No | INDIVIDUAL LOAN | Interest Rate |
| 1 | GOLD LOAN | 10.50% |
| 2 | EDUCATION LOAN | 11.00% |
| 3 | N S C LOAN | 11.50% |
| MEDIDUM TERM LOAN -INDIVIDUAL | ||
| 1 | FOUR WHEELERS LOAN | 10.50% |
| 2 | TWO WHEELERS LOAN | 11.50% |
| 3 | J.C.B. LOAN | 12.00% |
| 4 | INDIVIDUAL LOAN ON BASIS OF SALARY CERTIFICATE | 12.00% |
| LONG TERM LOAN -INDIVIDUAL | ||
| A) UPTO RS 5.00 LAKHS | 11.00% | |
| B) RS 11.00 LAKHS | 10.50% | |
| C) RS 15.00 LAKHS TO RS 25.00 LAKHS | 11.00% | |
| D) RS 25 .00 LAKHS AND ABOVE | 11.50% | |
| 2 | PLOT PURCHASE | 12.00% |
| 3 | CONSTRUCTION OF COMMERCIAL COMPLEX | 12.00% |
| 4 | HOUSE/COMMERCIAL COMPLEX MORTGAGE | 13.00% |
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Hukkeri
| SL. No | Name of the Branch | Date of opening | IFSC Code | Poplulation classification on (Branch type) (Metropolitan/ Urban/ Semi-Urban/Rural) | Contact No | Email-Id | Address of the Branch |
| 1 | HUKKERI | 01.11.1945 | IBKL0101BDC | SU | 08333 - 265044 | pashchapur3065@belagavidccb.com | A/P HUKKERI TQ: HUKKERI DIST : BELAGAVI |
| 2 | BELLD BAGEWADI |
26.06.1975 | IBKL0101BDC | SU | 08333 - 267049 | sankeshwar3066@belagavidccb.com | A/P BELLAD BAGEWADI TQ: HUKKERI DIST : BELAGAVI |
| 3 | HEBBAL | 08.04.1978 | IBKL0101BDC | R | 08333 - 275806 | yamakanamaradi3068@belagavidccb.com | A/P HEBBAL TQ: HUKKERI DIST : BELAGAVI |
| 4 | PACHAPUR | 26.06.1975 | IBKL0101BDC | R | 08333 - 261225 | chinchali3069@belagavidccb.com | A/P PACHAPUR TQ: HUKKERI DIST : BELAGAVI |
| 5 | KANAGALE | 28.06.1976 | IBKL0101BDC | R | 08333-279227 | harugeri3070@belagavidccb.com | A/P KANAGALE TQ: HUKKERI DIST : BELAGAVI |
| 6 | SANKESHWAR | 04.11.1937 | IBKL0101BDC | SU | 08333 - 273353 | kudachi3072@belagavidccb.com | A/P SANKESHWAR TQ: HUKKERI DIST : BELAGAVI |
| 7 | H.S.F SANKESHWAR | 05.11.1964 | IBKL0101BDC | R | 08333 - 273363 | mugalakhod3073@belagavidccb.com | A/P SANKESHWAR TQ: HUKKERI DIST : BELAGAVI |
| 8 | DADDI | 16.11.1982 | IBKL0101BDC | R | 08333 - 286132 | raibag3074@belagavidccb.com | A/P DADDI TQ: HUKKERI DIST : BELAGAVI |
| 9 | GUDAS | 16.11.1982 | IBKL0101BDC | R | 08333 - 269221 | hosakoti3075@belagavidccb.com | A/P GUDAS TQ: HUKKERI DIST : BELAGAVI |
| 10 | BADAKUNDRI | 16.111982 | IBKL0101BDC | R | 08333 - 280722 | hulkund3076@belagavidccb.com | A/P BADAKUNDRI TQ: HUKKERI DIST : BELAGAVI |
| 11 | YAMAKANAMARDI | 01.02.1942 | IBKL0101BDC | SU | 08333 - 276240 | katakol3077@belagavidccb.com | A/P YAMAKANAMARADI TQ: HUKKERI DIST : BELAGAVI |
| 12 | NIDASOSHI | 06.09.2018 | IBKL0101BDC | R | 08333 - 278040 | ramdurg3078@belagavidccb.com | A/P NIDASOSI TQ: HUKKERI DIST : BELAGAVI |
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Khanapur
| SL. No | Name of the Branch | Date of opening | IFSC Code | Poplulation classification on (Branch type) (Metropolitan/ Urban/ Semi-Urban/Rural) | Contact No | Email-Id | Address of the Branch |
| 1 | KHANAPUR | 31.05.1955 | IBKL0101BDC | SU | 08336 - 222230 | salahalli3079@belagavidccb.com | A/P KHANAPUR TQ: KHANAPUR DIST: BELAGAVI |
| 2 | BEEDI | 28.06.1976 | IBKL0101BDC | R | 08336 - 256405 | sureban3080@belagavidccb.com | A/P BEEDI TQ: KHANAPUR DIST: BELAGAVI |
| 3 | HALASHI | 17.06.1970 | IBKL0101BDC | R | 08336 - 236642 | hirekumbi3081@belagavidccb.com | A/P HALASHI TQ: KHANAPUR DIST: BELAGAVI |
| 4 | ITAGI | 08.12.1977 | IBKL0101BDC | R | 08336 - 261227 | hosur3082@belagavidccb.com | A/P ITAGI TQ: KHANAPUR DIST: BELAGAVI |
| 5 | NANDGAD | 06.01.1950 | IBKL0101BDC | R | 08336 - 236631 | munavalli3084@belagavidccb.com | A/P NANDGAD TQ: KHANAPUR DIST: BELAGAVI |
| 6 | PARISHWAD | 03.08.1973 | IBKL0101BDC | R | 08336 - 238641 | savadatti3085@belagavidccb.com | A/P PARISHWAD TQ: KHANAPUR DIST: BELAGAVI |
| 7 | JAMBOTI | 06.09.2018 | IBKL0101BDC | R | 08336 - 266208 | yaragatti3088@belagavidccb.com | A/P JAMBOTI TQ: KHANAPUR DIST: BELAGAVI |
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Raibag
| SL. No | Name of the Branch | Date of opening | IFSC Code | Poplulation classification on (Branch type) (Metropolitan/ Urban/ Semi-Urban/Rural) | Contact No | Email-Id | Address of the Branch |
| 1 | RAIBAG | 17.04.1954 | IBKL0101BDC | SU | 08331 - 225218 | muragod3089@belagavidccb.com | A/P RAIBAG TQ: RAIBAG DIST : BELAGAVI |
| 2 | HARUGERI | 15.05.1972 | IBKL0101BDC | R | 08331 - 257031 | athani3090@belagavidccb.com | A/P HARUGERI TQ: RAIBAG DIST : BELAGAVI |
| 3 | KUDACHI | 18.03.1951 | IBKL0101BDC | R | 08331 - 235228 | main3093@belagavidccb.com | A/P KUDACHI TQ: RAIBAG DIST : BELAGAVI |
| 4 | CHINCHALI | 24.11.1981 | IBKL0101BDC | R | 08331 - 237955 | kmf3094@belagavidccb.com | A/P CHINCHANI TQ: RAIBAG DIST : BELAGAVI |
| 5 | MUGALKHOD | 07.05.1975 | IBKL0101BDC | R | 08331 - 252620 | shahunagar3097@belagavidccb.com | A/P MUGALKHOD TQ: RAIBAG DIST : BELAGAVI |
| 6 | PARAMANAND- WADI |
16.10.2014 | IBKL0101BDC | R | 08331 - 233333 | boragav3098@belagavidccb.com | A/P PARAMANDAWADI TQ: RAIBAG DIST : BELAGAVI |
| 7 | ALAGWADI | 30.08.2018 | IBKL0101BDC | R | 08331 - 226834 | laxmiextgkk3099@belagavidccb.com | A/P ALAGAWADI TQ: RAIBAG DIST : BELAGAVI |
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Ramadurg
| SL. No | Name of the Branch | Date of opening | IFSC Code | Poplulation classification on (Branch type) (Metropolitan/ Urban/ Semi-Urban/Rural) | Contact No | Email-Id | Address of the Branch |
| 1 | RAMDURG | 14.12.1951 | IBKL0101BDC | SU | 08330 - 242124 | blhtapcm3100@belagavidccb.com | A/P RAMDURG TQ: RAMDURAG DIST : BELAGAVI |
| 2 | HOSKOTI | 28.06.1976 | IBKL0101BDC | R | 08330 - 256222 | paramanandawadi3101@belagavidccb.com | A/P HOSAKOTI TQ: RAMDURAG DIST : BELAGAVI |
| 3 | KATKOL | 20.04.1950 | IBKL0101BDC | R | 08330 - 262124 | rcnagar3102@belagavidccb.com | A/P KATAKOL TQ: RAMDURAG DIST : BELAGAVI |
| 4 | SALALLI | 09.10.1975 | IBKL0101BDC | R | 08330 - 273023 | nidasosi3103@belagavidccb.com | A/P SALALLI TQ: RAMDURAG DIST : BELAGAVI |
| 5 | SUREBAN | 26.06.1975 | IBKL0101BDC | R | 08330 - 233747 | alagawadi3104@belagavidccb.com | A/P SUREBHAN TQ: RAMDURAG DIST : BELAGAVI |
| 6 | HULKUND | 09.10.1975 | IBKL0101BDC | R | 08330 - 288226 | jamboti3105@belagavidccb.com | A/P HULAKUND TQ: RAMDURAG DIST : BELAGAVI |
| 7 | BATAKURKI | 23.11.2018 | IBKL0101BDC | R | 08330 - 263577 | shirasangi3106@belagavidccb.com | A/P BATAKURKI TQ: RAMDURAG DIST : BELAGAVI |
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Saundatti
| SL. No | Name of the Branch | Date of opening | IFSC Code | Poplulation classification on (Branch type) (Metropolitan/ Urban/ Semi-Urban/Rural) | Contact No | Email-Id | Address of the Branch |
| 1 | SAVADATTI | 19.11.1933 | IBKL0101BDC | SU | 08330 - 222239 | kshivapur3107@belagavidccb.com | A/P SAVADATTI TQ: SAVADATTI DIST BELAGAVI |
| 2 | HIREKUMBI | 26.06.1975 | IBKL0101BDC | R | 08330 - 258330 | kokatanur3108@belagavidccb.com | A/P HIREKUMBI TQ: SAVADATTI DIST BELAGAVI |
| 3 | HOSUR | 16.06.1976 | IBKL0101BDC | R | 08337 - 258520 | kerur3109@belagavidccb.com | A/P HOSUR TQ: SAVADATTI DIST BELAGAVI |
| 4 | MUNAVALLI | 22.08.1973 | IBKL0101BDC | R | 08330 - 277127 | inamhongal3110@belagavidccb.com | A/P MUNAVALLI TQ: SAVADATTI DIST BELAGAVI |
| 5 | MURGOD | 13.08.1973 | IBKL0101BDC | R | 08337 - 265523 | batakurki3111@belagavidccb.com | A/P MURGOD TQ: SAVADATTI DIST BELAGAVI |
| 6 | YARGATTI | 15.08.1953 | IBKL0101BDC | R | 08337 - 254234 | sampagav3112@belagavidccb.com | A/P YARAGATTI TQ: SAVADATTI DIST BELAGAVI |
| 7 | K.SHIVAPUR | 05.09.2018 | IBKL0101BDC | R | 08337 - 262520 | jakkerihonda3113@belagavidccb.com | A/P K.SHIVAPUR TQ: SAVADATTI DIST BELAGAVI |
| 8 | INAM HONGAL | 18.02.2019 | IBKL0101BDC | R | 08330 - 286041 | hallur3114@belagavidccb.com | A/P: INAMHONAGAL TQ: SAUNDATTI DIST: BELAGAVI |
| 9 | SHIRASANGI | 05.09.2018 | IBKL0101BDC | R | 08330 - 231180 | bhoj3115@belagavidccb.com | A/P: SHIRASANGI TQ: SAUNDATTI DIST: BELAGAVI |
